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2026
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Pondora is a modular DeFi ecosystem built on Cardano's extended UTXO model, centered around a single powerful primitive: the Smart Account. Your assets stay under your control and custody while working across a broad range of DeFi use cases - powered by a growing network of purpose-built Layer 2 protocols and composable DeFi modules. Pondora's goal is to drive the growth and adoption of DeFi by delivering the absolute best user experience - without sacrificing decentralization and security, core pillars of what makes Cardano unique. It achieves this by leveraging the unique properties of the UTXO model to enable capabilities that are simply not possible on account-based chains.
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